TOPIC: "Dream of Home Ownership," daylong seminar on home buying; participants receive box lunch and workbook. SPONSOR: Tampa Bay Community Development Corp. WHERE: Ross Norton Community Center, 1426 S Greenwood Ave., Clearwater. WHEN: 9 a.m.-4 p.m. Dec. 13. COST: Free. CALL: (727) 442-7075.
TOPIC: "First Time Home Buyers" in Spanish. SPONSOR: UNO Federation Community Services Inc. WHERE: Clearwater East Branch Library, 2251 Drew St., Clearwater. WHEN: 9 a.m.-4 p.m. today. COST: Free. CALL: (727) 466-0784.
TOPIC: "Getting a Mortgage." SPONSOR: Community Service Foundation. WHERE: Morningside Recreation Center, 2400 Harn Blvd., Clearwater. WHEN: 6-9 p.m. Thursday. COST: Free. CALL: (727) 461-0618.
TOPIC: "New Home Buyers," two-part educational seminar. SPONSOR: Consumer Credit Counseling Service of Central Florida and the Florida Suncoast Inc. WHERE: Hicks Road Baptist Church, 12219 Hicks Road, Hudson. WHEN: 6-9 p.m. Tuesday. COST: Free. CALL: (800) 720-9537.
TOPIC: "Home Ownership, Down Payments, Loans." SPONSOR: Clearwater Neighborhood Housing Services Inc. WHERE: 608 N Garden Ave., Clearwater. WHEN: 8:30 a.m.-4:30 p.m. Dec. 13. COST: Free. CALL: (727) 442-4155.
TOPIC: "Family Budgeting," money management classes for people who want to buy a house but are having trouble coming up with a down payment. SPONSOR: Community Service Foundation. WHERE: Sunshine Center, 330 Fifth St. N., St. Petersburg. WHEN: 7-9 p.m. Tuesday and Dec. 16. COST: Free. CALL: (727) 461-0618.
- Send items to Homes, Kelly A. Stefani, St. Petersburg Times, P.O. Box 1121, St. Petersburg, FL 33731. The deadline is two weeks before publication.
